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Around 250,000 borrowers are currently classified as ‘mortgage prisoners’ in the UK. Individual circumstances vary, but ultimately these borrowers are unable to remortgage or get better mortgage deals, either because of equity or affordability concerns, or because their provider has no money. appropriate new or cheaper offers to offer them. As a result, some of …

The MCI Mortgage Club has added specialist lender United Trust Bank to its panel. United Trust Bank lends on first and second mortgages up to £ 500,000 and will accommodate non-preferred clients and non-standard construction property types. The bank has flexible criteria for salaried and self-employed clients and does not establish a credit score. Last …

HSBC UK is reducing rates on all LTVs in its range of mortgages, up to 0.30%. The lender made the move because it recorded its busiest month in terms of mortgage lending in March and onboarded more than 100 brokerage firms in the past eight weeks, for a total of 400 partner brokerage firms. Highlights …